Housing access remains a significant obstacle for young people in Catalonia and across the country. High rental costs, difficulty saving, and job insecurity mean many under 30 extend their stay at their parents' homes.
In this context, Social Security reminds that certain young individuals can apply for the Minimum Vital Income (IMV) even while living with their parents, provided they meet specific requirements demonstrating financial autonomy.
The key to accessing this benefit lies in proving economic independence. The measure is particularly aimed at individuals aged 23 to 30 who, despite sharing a family home, maintain a distinct financial situation. To prove this, a certificate of social exclusion issued by municipal or regional social services is required, confirming the person constitutes an independent economic unit. This document is crucial for Social Security's evaluation of the application.
In addition to economic independence, applicants must meet financial criteria such as annual income below approximately 8,800 euros and net worth not exceeding 17,698 euros, excluding their primary residence. Legal and continuous residency in Spain for at least one year is also necessary, along with not holding administrative positions in commercial companies. Social services and Social Security analyze each case individually.
An obligation many beneficiaries are unaware of is the annual tax return filing, even with low income. Although the IMV is generally exempt from income tax (IRPF), failure to file can lead to the suspension or withdrawal of the aid.
The Minimum Vital Income continues to be a key tool for individuals in vulnerable situations. Experts believe this measure can assist many young people with limited resources in covering basic expenses or starting an independent life project. Social Security advises thorough information gathering on requirements and consulting social services or attention offices.
