Despite record savings of 1.09 trillion euros in Spain, traditional bank accounts offer an average return of only 0.14%. With inflation near 3%, savers are losing significant purchasing power, leading many to explore the Bitcoin market through platforms like Kraken.

The real estate barrier is significant: average apartment prices in Barcelona rose from 284,000 euros in 2019 to nearly 377,000 euros by 2025. Consequently, Catalonia has become a hub for digital finance, supported by the new MiCA regulatory framework and institutional adoption by major banks.