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Diari de Catalunya

Barcelona promotes loan up to 80,000 euros to help young people buy flats

The City Council and the Generalitat agree to raise the limit of the interest-free ICF credit to address high housing prices in the Catalan capital.

Generic image of house keys resting on a blueprint or purchase contract, symbolizing access to housing.
IA

Generic image of house keys resting on a blueprint or purchase contract, symbolizing access to housing.

The Barcelona City Council committed to working with the Generalitat to raise the limit of the interest-free ICF loan up to 80,000 euros for young people purchasing housing in the city, following an agreement reached during the January plenary session.

The municipal government, led by the PSC, adopted an ERC proposal to modify the Emancipation Loans, which typically cover up to 20% of the property value with a cap of 50,000 euros. The increase to 80,000 euros is justified because the average housing price in Barcelona is significantly higher than in the rest of Catalonia.
Elisenda Alamany, the ERC leader in the council, defended the measure, highlighting that thousands of residents have been forced to leave Barcelona due to the difficulty of accessing housing.
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"This loan can help people who are able to pay a mortgage but do not have enough savings to overcome the 'great wall' faced by many who want to buy a flat: the payment of the down payment."

Elisenda Alamany · ERC Leader in the Council
The Fourth Deputy Mayor for Housing, Jordi Valls, defended the suitability of the proposal, stating that the City Council is willing to cover the cost of the additional interest generated by raising the aid limit from 50,000 to 80,000 euros.
Separately, the plenary session supported a proposal by Barcelona en Comú to back the modification of the Urban Leases Law (LAU) in the Congress, aiming to clearly regulate room and seasonal rentals. The initiative passed with the votes of the PSC, the Comuns, and ERC.

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