Administrations have launched various aid lines to support individuals, businesses, and municipalities affected by the intense and torrential rains of early October. This information outlines the main recommendations for processing insurance claims and accessing aid promoted by the Generalitat de Catalunya and the Government of Spain.
If your home or vehicle has suffered damage, the Catalan Consumer Agency recommends checking your contracted insurance policies (home, vehicle, etc.) to see if they cover the damages. If they do, you must notify the insurance company within 7 calendar days.
For insurance procedures, a meteorological data certificate may be required. The Meteorological Service of Catalonia (Meteocat) offers these free of charge via its website. In cases of extraordinary or catastrophic risks, such as floods from rain or winds exceeding 120 km/h, the insurer must report the incident to the Consorci de Compensació d’Assegurances, a state entity responsible for compensation.
The Generalitat de Catalunya has approved an emergency package of 75 million euros to address the damages. These funds are allocated as follows: 20 million for direct subsidies to affected municipalities, 5 million for the recovery of economic sectors, and 50 million for the ICF Emergències credit line for businesses and self-employed individuals.
Affected individuals and entities can also find information on aid and subsidy lines from the Government of Spain on the website of the Dirección General de Protección Civil y Emergencias.
