Managed by the Catalan Institute of Finance (ICF), these 0% interest loans require the property to be permanently classified as Social Housing (VPO). This measure aims to tackle the lack of savings among young people, who currently account for only 12.8% of real estate transactions in Catalonia.
“"It avoids inflationary effects on the market by incorporating apartments into the protected sector."
Minister Sílvia Paneque announced that the government is studying an age limit extension. In Barcelona, authorities are also discussing increasing the maximum loan to 80,000 euros to match the city's high property prices.
