The modification directly affects transitional provision 34, a regulation that until now allowed the application of softer reduction coefficients to workers accessing early retirement, even if they exceeded the maximum pension amount. This special regime, valid until 2026, allowed for much smaller reductions than those generally stipulated.

For example, a worker retiring at 63 years old could see their pension reduced by only 5.8%, instead of the usual 13%, allowing them to collect more than 3,000 euros per month. With the disappearance of this provision, the general reduction coefficient will apply starting in 2026, which may entail a cut of approximately 21%, leaving the pension around 2,650 euros, nearly 400 euros less per month.

However, not all individuals who advance their retirement will be affected. Those with contracts terminated before January 1, 2022, are exempt, provided they have not contributed for more than twelve months afterward, as are those who lost their jobs due to an ERO or collective agreement approved before that same date.