According to data collected by the real estate platform, the average monthly cost of a mortgage for a two-bedroom home in the Catalan capital stands at 1,116 euros. This figure represents 38% less than the 1,794 euros paid on average for a lease in the city.

Despite the monthly savings of ownership, the entry barrier remains the main obstacle. To formalize a transaction in Barcelona, buyers must have previous savings of 103,172 euros to cover the down payment and transaction costs.

Across Catalonia, the trend repeats with variations. In Tarragona, the difference between mortgage and rent is 41%, while in Girona it stands at 33%. Meanwhile, Lleida stands out as the region where the least savings are needed to buy, with an average of 35,581 euros.